So have y’all seen that meme that basically tells us that we don’t need to order (not) another thing from Amazon. Hilarious. Listen I am not going to sit here and tell you that I haven’t been struggling with the same exact thing, because I have. I currently have an order pending in my Amazon cart just waiting for me to submit the order to pay. Oh and please don’t let me forget about my pending order for Ashley Stewart, listen Ashley Stewart even have advertisement that suddenly appears on my Facebook and
Instagram timeline that says and I quote “Hey girl I see you left something in your cart!” I laugh and go look at the website and look to see what’s new…Shameful. But I still wont place the order Ill take an item off and add something new. (SMH) So you may be asking why I want just place the order. Well, simple cause I don’t need 95% of the items in the cart. I just recently in the past month or so given away SEVERAL bags of clothes and shoes which didn’t put a dent in my closet. I am sure you know exactly what I talking about. With that, I’ve mention in my past post that I have really been reflecting on my personal and business life. With my business I’m
putting a plan in place now to grow my business in 2021 by 10% ( that is really a carry over from this year but you know we can all use a do over). Personally, my goal is to be debit free. So now you see why I still have items seating in my cart, I feel guilty. I’ve been reading and educating myself on which method would work best for me. I’ve always know the method of payoff your smaller card first and apply the
payment to the next highest card and so on and so-forth. That method is called the Snowball method, the
best way to use this method list debit and if you can apply a little extra to the small balance until you pay
it off and repeat the process for the next one adding the money to the next bill. There is also a method
called the Avalanche method and with that method you payoff the high yielding interest rate first. This
method will show a faster result and it will take a lot of discipline. I recommend looking into both
methods and see what works best for you.
Once that’s done and we clear up some money you can start with your savings and investments if you
have done so already. With the economy going the way it is now could be the time that you look into
becoming a share holder of all these places we continue to pour our money into.
Wow I just spoke to myself. I hope I spoke to someone else as well. You know that old saying to make
lemons into lemonade. For a lot of us 2020 has been a BIG OLD lemon, so lets get our ingredients
together and have a big glass of lemonade (in my case I will probably have s slash of vodka in mine
(smile, true story…don’t judge me) at the end of the year. Now is the time to get those wheels rolling, list
those bills, pay them off. Save and invest in yourself, and if we must shop plan first. Make sure your
being honest and ask yourself the hard question you can do it. Here’s to you and you glass of Lemonade.